3825 45TH TERRACE W UNIT 104, BRADENTON, FL, 34210
Active668 days on marketListed Oct 13, 2024MLS #A4624701
About this home
3825 45TH TERRACE W UNIT 104
Tropical town home! Beautiful lake view! Heated Swimming pool is just a few steps away, overlooking the lake with a nice fishing pier. 10 minutes from Coquina and Bradenton Beaches. Shopping and restaurants are a block away, plus IMG academy, schools, colleges, beaches, golf courses - great area!! Gated community! Lanai, master, living room all have wonderful views of the lake! Rich beautiful decor throughout. AC is newer! Ground floor includes kitchen, dining room, living room, and 1/2 bath. Upstairs is a den/loft area with tv, and two master suites! Stack-able washer/dryer. 660+ credit score required by Management Company!
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,429
Sqft
0 ac
Lot size
2007
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$171 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$171/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Bradenton actives
$1 vs $246
Days on market
668 vs 55 typical
Where $1/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
228 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the Bradenton median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 3825 45TH TERRACE W UNIT 104
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$209,540
3707 45TH TERRACE W UNIT 104 · same community
2 bd · 2.5 ba · 1,429 sqft · $147/sqft · 97 DOM
Sold · Apr ’26$230,000
3707 45TH TERRACE W UNIT 101 · same community
3 bd · 2.5 ba · 1,200 sqft · $192/sqft · 94 DOM
Sold · Aug ’25$206,000
3609 45TH TERRACE W UNIT 102 · same community
3 bd · 2.5 ba · 1,200 sqft · $172/sqft · 329 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Juan Hidalgo
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3825 45TH TERRACE W UNIT 104 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3825 45TH TERRACE W UNIT 104 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Juan's phone and CRM.
Straight answers
3825 45TH TERRACE W UNIT 104 FAQs
What would the monthly payment be for 3825 45TH TERRACE W UNIT 104?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $171/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 3825 45TH TERRACE W UNIT 104?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $1,550, this home is listed about 100% below the Bradenton median of $389,950. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Under the Bradenton market on paper
$1,550 is 100% below the Bradenton median of $389,950, and at $1/sqft it sits under the Bradenton average of $263.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
668 days on market against a Bradenton median of 55 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,800, now $1,550 — a $250 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PALM · Pamela Strom. MLS #A4624701.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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