8206 SAINT KITTS CIRCLE, ENGLEWOOD, FL, 34224
Active47 days on marketListed Jun 25, 2026MLS #A4698185
About this home
8206 SAINT KITTS CIRCLE
REDUCED Brand NEW 3/3+FLEX/BONUS/DEN ready mid August, in the highly sought-after GATED Island Lakes at Coco Bay community, where coastal living seamlessly blends with modern comfort in beautiful Englewood, Florida. Located just 6 miles from the beach and situated in the desirable X flood zone, this beautifully designed newly built home offers maintenance-free living with peaceful preserve and water views and resort-style amenities. (NO FLOOD INSURANCE REQUIRED)........Golf Carts allowed & TILE flooring throughout the entire home. Island Lakes at Coco Bay provides the perfect balance of relaxation and activity. Residents enjoy a casual and welcoming amenity center featuring a resort-style pool, fitness center, clubhouse, playground, tennis/racquetball and pickleball courts where neighbors quickly become friends. Your low monthly fee includes Lawn Maintenance, Irrigation, Internet and all AMENITIES. BRING YOUR GOLF CART!!!! This thoughtfully designed single-story home offers 3 bedrooms, 3 bathrooms, a versatile flex space, and a 2-car garage. The open-concept layout is ideal for everyday living and entertaining, smart home capabilities, featuring neutral flooring throughout, bright cabinetry, quartz countertops, impact windows and sliders (for peace of mind), and abundant natural light throughout. At the heart of the home is the spacious modern kitchen complete with a large center island, walk-in pantry, and intimate dining area that flows seamlessly into the expansive family room and covered screened paver lanai overlooking tranquil water views and local wildlife. The split-bedroom floor plan provides privacy for all. The luxurious owner’s suite offers a spa-like bath with a large walk-in shower and oversized walk-in closet, while the second bedroom features its own en suite bathroom, making it ideal for guests or multigenerational living. Additional features include a stainless steel refrigerator, dishwasher, and stove. Washer and dryer also included making this home truly move-in ready. Lawn care is included for an effortless Florida lifestyle. Don’t miss your opportunity to own this exceptional coastal retreat in one of Englewood’s most desirable new communities. 2 miles to Publix, 3 miles to Super Walmart, 5.4 miles to Manasota Key, 8 miles to Boca Grande, 32 miles to Punta Gorda Airport & 41 miles to Sarasota Airport.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,198
Sqft
0.16 ac
Lot size
2
Garage
2026
Year built
One
Levels
$176
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,089 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,089/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.1%
Days on market
47 vs 71 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Englewood
Get to know Englewood. See the full Englewood guide →
ENGLEWOOD 34224 — neighborhood snapshot
Population
15,971
Median age
63.6
Median income
$56,862
Median home value
$262,200
Avg household
2.02
Households w/ children
795
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Englewood market
$330K → $340K
Englewood median sold, yr/yr
94.6%
Sale-to-list ratio (12 mo)
Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 330% above the ENGLEWOOD 34224 median. See the full Englewood market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Juan Hidalgo
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8206 SAINT KITTS CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8206 SAINT KITTS CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Juan's phone and CRM.
Straight answers
8206 SAINT KITTS CIRCLE FAQs
What would the monthly payment be for 8206 SAINT KITTS CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,089/mo — principal and interest, the actual property-tax bill, the $303/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8206 SAINT KITTS CIRCLE?+
The association fee works out to $303 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8206 SAINT KITTS CIRCLE?+
The most recent tax bill on record (2025) was $2,152. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8206 SAINT KITTS CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Englewood?+
At $386,597, this home is listed about 8% above the Englewood median of $359,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8206 SAINT KITTS CIRCLE?+
Lemon Bay High School (high), L. A. Ainger Middle School (middle), Vineland Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$386,597 runs 330% above the ENGLEWOOD 34224 median — but at 2,198 sqft it's also 49% larger than the typical Englewood listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Lemon Bay High School, L. A. Ainger Middle School, Vineland Elementary School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of FATHOM REALTY FL LLC · Carla Jones. MLS #A4698185.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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