3780 WATERCLIFF CIRCLE, GRAND ISLAND, FL, 32735
Active0 days on marketListed Aug 14, 2026MLS #O6433693
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About this home
3780 WATERCLIFF CIRCLE
Welcome to The Hurley Model, a beautifully designed new construction home in the quiet and serene Grand Isle community. Offering the perfect balance of style, functionality, and value, this thoughtfully designed home situated on one of Grand Isle's most premium lots - features 3 bedrooms, 2 bathrooms, and 1,761 square feet of open living space with over 2,500 square feet under roof. From the moment you arrive, the curb appeal sets the tone with a beautiful paver driveway and lead walk, upgraded stone front elevation, decorative shutters, and professional landscaping with St. Augustine sod and a full irrigation system. The welcoming 8-foot front door opens into a light-filled interior with 9’4” ceilings and a spacious open floor plan designed for modern living. At the heart of the home is the beautiful kitchen, featuring upgraded granite countertops, white cabinetry with knobs and pulls, a large island perfect for gathering, stylish pendant lighting and a large corner pantry. The kitchen also includes a stainless steel appliance package, plus ample counter & cabinet space for storage. The open living and dining areas create an inviting space for entertaining or everyday living, while the rear door leads to a covered patio, perfect for enjoying Florida evenings or weekend cookouts. The primary suite offers a private retreat with a spacious walk-in closet and a well-appointed en-suite bathroom with dual sinks and a large walk-in shower. Two well-sized additional bedrooms provide flexibility for family, guests, or a home office. Situated on an end homesite, this property offers added privacy, creating a peaceful setting with fewer neighboring homes and a more secluded backyard feel. Throughout the home you’ll appreciate the builder upgrades and thoughtful details, including granite countertops, ceramic tile in wet areas with additional tile in the dining room and hallway, exterior garage coach lights, faux wood blinds, and a garage door opener. Located in the Grand Isle community, residents enjoy a low HOA and no CDD, while being conveniently close to downtown Eustis, Mount Dora, shopping, dining, lakes, and outdoor recreation. Builder FLEX CASH $$ is currently available, to assist with closing costs, interest rate buy-downs or additional upgrades - making this beautiful new home an even better opportunity. Come discover the quality, value, and thoughtful design that make Summerpark Homes stand out.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,761
Sqft
0.15 ac
Lot size
2
Garage
2026
Year built
One
Levels
$198
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,484 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,484/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.4%
Days on market
0 vs 61 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Grand Island
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Grand Island. See the full Grand Island guide →
GRAND ISLAND 32735 — neighborhood snapshot
Population
5,346
Median age
48.7
Median income
$68,503
Median home value
$252,500
Avg household
2.54
Households w/ children
587
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Grand Island market
$332K → $348K
Grand Island median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
Median sold price, Grand Island, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% below the GRAND ISLAND 32735 median. See the full Grand Island market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Juan Hidalgo
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3780 WATERCLIFF CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3780 WATERCLIFF CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Juan's phone and CRM.
Straight answers
3780 WATERCLIFF CIRCLE FAQs
What would the monthly payment be for 3780 WATERCLIFF CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,484/mo — principal and interest, the actual property-tax bill, the $52/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3780 WATERCLIFF CIRCLE?+
The association fee works out to $52 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3780 WATERCLIFF CIRCLE?+
The most recent tax bill on record (2025) was $763. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3780 WATERCLIFF CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Grand Island?+
At $348,916, this home is listed about 6% below the Grand Island median of $372,990. The market section on this page shows how the area is trending.
Which schools are assigned to 3780 WATERCLIFF CIRCLE?+
Treadway Elementary School (elementary), Eustis High School (high), Eustis Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the GRAND ISLAND 32735 market on paper
$348,916 is 6% below the GRAND ISLAND 32735 median of $372,990, and at $198/sqft it sits under the Grand Island average of $200.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Listed today in a Grand Island market that averages 61 — if it fits, move quickly.
Listing courtesy of SUMMERPARK HOMES REALTY LLC · Christopher Dimillo. MLS #O6433693.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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