1637 SE PARADISE CIRCLE UNIT 205, CRYSTAL RIVER, FL, 34429
Active11 days on marketListed Aug 3, 2026MLS #OM729577
About this home
1637 SE PARADISE CIRCLE UNIT 205
Experience the best of Florida’s waterfront lifestyle in this beautifully updated, move in ready 3 bedroom, 2 bath condominium in the heart of Crystal River. Offering 1,552 square feet of thoughtfully designed living space, plus a spacious sunroom perfect for relaxing or entertaining, this home is as inviting as it is functional. Filled with natural light, the interior showcases gorgeous wood look ceramic tile flooring, plantation shutters throughout, elegant vinyl beadboard wainscoting, durable wood look PVC kitchen cabinetry and primary bathroom vanities, granite countertops, and newer appliances. Every detail has been carefully selected to create a stylish, low maintenance coastal retreat. Nestled in a highly desirable, golf cart friendly community, you’ll enjoy easy access to local restaurants, shops, and waterfront attractions, along with resort style amenities including a sparkling community pool and community docks. For boating enthusiasts, this property is truly exceptional with no bridges between you and Crystal River or the Gulf of America. Whether you’re searching for a full time residence, a weekend getaway, or an investment opportunity, this waterfront gem offers the perfect combination of comfort, convenience, and Florida adventure.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,552
Sqft
0.03 ac
Lot size
1982
Year built
Two
Levels
$264
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,986 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,986/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−15%
$/sqft vs Crystal River actives
$264 vs $213
Days on market
11 vs 54 typical
Where $264/sqft sits among the 153 Crystal River actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal River
Get to know Crystal River. See the full Crystal River guide →
CRYSTAL RIVER 34429 — neighborhood snapshot
Population
9,494
Median age
63.7
Median income
$57,716
Median home value
$220,300
Avg household
2.14
Households w/ children
490
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal River market
$315K → $325K
Crystal River median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
79 of 153
Crystal River actives have cut their price
Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 64% above the CRYSTAL RIVER 34429 median. See the full Crystal River market guide →
Paper trail
This home's history
Reality check
What actually sold near 1637 SE PARADISE CIRCLE UNIT 205
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$303,000
868 & 882 N GARDENVIEW TERRACE
3 bd · 2 ba · 1,564 sqft · $194/sqft · 3 DOM
Sold · Oct ’25$290,000
841 N PALM SPRINGS TERRACE
3 bd · 2.5 ba · 1,594 sqft · $182/sqft · 167 DOM
Sold · May ’26$220,000
1103 SE 3RD STREET
3 bd · 2 ba · 1,596 sqft · $138/sqft · 154 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Juan Hidalgo
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1637 SE PARADISE CIRCLE UNIT 205 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1637 SE PARADISE CIRCLE UNIT 205 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Juan's phone and CRM.
Straight answers
1637 SE PARADISE CIRCLE UNIT 205 FAQs
What would the monthly payment be for 1637 SE PARADISE CIRCLE UNIT 205?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,986/mo — principal and interest, the actual property-tax bill, the $730/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1637 SE PARADISE CIRCLE UNIT 205?+
The association fee works out to $730 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1637 SE PARADISE CIRCLE UNIT 205?+
The most recent tax bill on record (2025) was $6,016. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1637 SE PARADISE CIRCLE UNIT 205?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Crystal River?+
At $409,900, this home is listed about 28% above the Crystal River median of $320,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1637 SE PARADISE CIRCLE UNIT 205?+
Crystal River Middle School (middle), Crystal River High School (high), Crystal River Primary School (elementary) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$409,900 runs 64% above the CRYSTAL RIVER 34429 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $730/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04The price has already moved
Listed at $414,900, now $409,900 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BRICKS & MORTAR REAL ESTATE · Kathy Bryant. MLS #OM729577.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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