9895 1ST STREET E UNIT 5, TREASURE ISLAND, FL, 33706
Active1 days on marketListed Aug 12, 2026MLS #TB8538111
About this home
9895 1ST STREET E UNIT 5
TURNKEY TREASURE ISLAND BEACH RETREAT — FULLY RENOVATED, FULLY FURNISHED & JUST STEPS FROM THE SAND! Welcome to your own slice of paradise in the heart of Treasure Island! This beautifully RENOVATED and FULLY FURNISHED 1-bedroom, 1-bath condo offers the perfect combination of coastal lifestyle, convenience, and investment potential—all just steps from the sugary sands and sparkling Gulf waters of Treasure Island Beach. Step inside and you'll immediately appreciate the fresh, modern coastal feel. Nearly every detail has been thoughtfully updated, making this a truly move-in-ready, turnkey property. The remodeled kitchen features soft-close cabinetry and drawers, stainless steel appliances, new sink, faucets and plumbing, stylish accent lighting, and an open layout perfect for entertaining. Luxury vinyl flooring flows throughout the main living areas, complemented by new windows, doors, trim, baseboards, recessed lighting, dining-room lighting, and a beautiful shiplap accent wall that adds the perfect touch of coastal charm. Even better—enjoy a water view right from your beach retreat. The spacious bedroom features a walk-in closet and updated lighting/ceiling fan, while an oversized hallway storage closet provides plenty of room for beach chairs, luggage, and all your coastal essentials. The bathroom has also been completely transformed with a new tiled shower, vanity, sink, mirror, medicine cabinet, fixtures, faucets, knobs, showerhead, and tile flooring. Closet, pantry, and linen closet doors have all been updated as well. HVAC was replaced in 2021, adding even more peace of mind. And the best part? It all comes furnished! The tasteful coastal décor creates an inviting, relaxed atmosphere from the moment you walk through the door—making it easy to arrive with your suitcase and start enjoying the beach lifestyle immediately. Carefree Condo offers convenient amenities including onsite laundry and an outdoor shower, perfect for rinsing off after a day at the beach. With a 30-day minimum rental, this property offers flexibility for owners looking for a personal beach escape, seasonal residence, or income-producing vacation rental. The unit has previously been utilized for vacation rentals with a strong occupancy history. Leave the car behind and enjoy everything Treasure Island has to give! Spend your days on the beach and your evenings exploring nearby restaurants, waterfront bars, shops, entertainment, and unforgettable Gulf Coast sunsets. Whether you're searching for a turnkey beach getaway, winter escape, or investment opportunity, this condo checks all the boxes. Fully renovated. Fully furnished. Water view. Steps from the beach. Welcome to the Treasure Island lifestyle!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
580
Sqft
0 ac
Lot size
1960
Year built
One
Levels
$388
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,451 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,451/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.3%
$/sqft vs Treasure Island actives
$388 vs $524
Days on market
1 vs 96 typical
Where $388/sqft sits among the 166 Treasure Island actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Treasure Island
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Treasure Island. See the full Treasure Island guide →
TREASURE ISLAND 33706 — neighborhood snapshot
Population
15,347
Median age
62.2
Median income
$97,364
Median home value
$616,800
Avg household
1.79
Households w/ children
453
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Treasure Island market
$685K → $623K
Treasure Island median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
90 of 166
Treasure Island actives have cut their price
Median sold price, Treasure Island, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 50% below the TREASURE ISLAND 33706 median. See the full Treasure Island market guide →
Paper trail
This home's history
Reality check
What actually sold near 9895 1ST STREET E UNIT 5
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$270,000
600 71ST AVENUE UNIT 16
1 bd · 1 ba · 566 sqft · $477/sqft · 59 DOM
Sold · Jun ’26$189,000
7338 COQUINA WAY UNIT 2
1 bd · 1 ba · 595 sqft · $318/sqft · 185 DOM
Sold · Mar ’26$225,000
680 71ST AVENUE UNIT 1
1 bd · 1 ba · 615 sqft · $366/sqft · 80 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Juan Hidalgo
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 9895 1ST STREET E UNIT 5 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9895 1ST STREET E UNIT 5 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Juan's phone and CRM.
Straight answers
9895 1ST STREET E UNIT 5 FAQs
What would the monthly payment be for 9895 1ST STREET E UNIT 5?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,451/mo — principal and interest, the actual property-tax bill, the $607/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9895 1ST STREET E UNIT 5?+
The association fee works out to $607 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9895 1ST STREET E UNIT 5?+
The most recent tax bill on record (2025) was $3,122. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9895 1ST STREET E UNIT 5?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Treasure Island?+
At $224,900, this home is listed about 67% below the Treasure Island median of $679,500. The market section on this page shows how the area is trending.
Which schools are assigned to 9895 1ST STREET E UNIT 5?+
Azalea Middle School (middle), Azalea Elementary School (elementary), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the TREASURE ISLAND 33706 market on paper
$224,900 is 50% below the TREASURE ISLAND 33706 median of $448,000, and at $388/sqft it sits under the Treasure Island average of $597.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Know the monthly fee
The association fee is $607/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Fresh on the market
Only 1 day on market in a Treasure Island market that averages 96 — if it fits, move quickly.
05Strong assigned schools
Azalea Middle School, Azalea Elementary School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of REALTY EXPERTS · Cameran Colandrea. MLS #TB8538111.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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